Kaplan keep rising the tuition up on me, saying its such and such price per credit. I would try contacting the Student Loan Ombudsman Group to see if theres any way that they can help you with this process. Kaplan University transferred 14 campuses, 30,000 students, and 2,100 faculty and staff to Purdue Global in exchange for $1. Are your loans Federal or Private? Kaplan University-Hagerstown Campus. Apparently, Kaplan was suppose to have me do this as part of my curriculum. Try securing employment with a Kaplan University degree at 60 years old, and now as Im approaching retirement have this $95,000 debt looming over me that will do nothing for me. I was supposed to take another accounting class but this was not in my curriculum catalog. In the spirit of full disclosure: I do not work for the US Department of Education in any capacity. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). My loan ended up being 34,000 have gotten it paid down to just under 13,000. Kaplan serves a student body of over 66,000 students, who study online or on-campus. I unfornately did not complete the program as expected at that time, however am still paying on the loan. This is totally normal and legal. Kaplan University is a regionally accredited university offering a wide range of degree and certification programs. I attended Kaplan back in 2004-2006 for a certificate in technology. more was taken and this year I still owe $1,550. Thoughts about eligibility? Ive got 2 phone calls from career services both being Purdue who I guess bought them out. Which program should I apply for to get some of these loans to disappear? What Is Borrower Defense? Follow the step-by-step instructions below to design your kaplan university transcript request: Select the document you want to sign and click Upload. Did they care about your academic performance, or were they only keeping you around to collect your Federal student loan dollars? In 2008 three former academic officers at Kaplan University filed wide-ranging federal False Claims Act lawsuits accusing the university of defrauding the United States government out of more than $4 billion. If you do a good job and make it crystal clear that you were defrauded by Kaplan, then your loans will be discharged and youll be able to walk away from this without paying Kaplan another cent. Its extremely important that you file it at the official US government website devoted to the program. How about not having a proper high school diploma just a certificate not a GED an actual certificate that I later learned was earned from a school that was not an accredited one?! Doesnt have to be about Kaplan at all. Online colleges, including The University of Phoenix, Argosy University and Kaplan University, were among 15 for profit colleges targeted by an undercover Government Accountability Office investigation of for-profit college recruiting tactics; the investigation found evidence of education fraud and deceptive marketing tactics. Information on the details of this lawsuit, which is public record, filed in Miami Dade County, Florida is available on the interent by googling False Claims Kaplan University. Theyre both good programs in that they both have the ability to wipe out your student loans and reimburse you for past payments. Prior Learning Assessment. The lawsuit contended that in cases involving fraudulent schools, the lenders (banks and the federal government as the loan guarantor), not the students, should take the loss on the loans. I questioned this amount since I already had taken student loans for this time period. To help you brainstorm ideas for things you could include on your application, lets take a closer look at what exactly Kaplan University was doing that got them into trouble in the first place. However, because that matter is unclear, it does . Would this qualify me for BorrowerDefense to repayment discharge. The majority of the costs that Kaplan charged was close to $45k, I havent been able to do much to try and pay off my student loans because I was and still am on public assistance due to an inability to secure a job in the field I went to school for. I know Kaplan was taking over but Im not sure if T.e.c. Tailored for working adults, Purdue University Global removes barriers so you can pursue your goals. I attended Kaplan Career Institute in 2014. I went to Kaplan 2007-2011. (see here) CANYON COLLEGE Kaplan University-Des Moines Campus. Speaking of your loans, are they Federal or Private? Hi! The Federal Trade Commission (FTC) announced this week that it has placed 70 for-profit higher education institutions on notice that it will investigate false promises they make about their. I also went to Kaplan online I have been fighting with them about charging me when I wasnt even enrolled there. Also my mom had to help me with getting a loan and until now she is still paying for it. Here is what the school has done: Changing grades Enrolling unqualified students in Columbus Ohio. Hello! . i felt the school was a joke and not taking my education i was paying for seriously. . On Aug. 4, a judge preliminarily approved the proposed settlement, which will provide student loan debt relief to students from more than 150 mostly for-profit colleges and significantly reduce the. Do not lie on your BDAR application! I attended because they advertised as accredited for a degree in Business I completed all my classes. I attended Kaplan in 2011 for medical assisting. What exactly does it mean when they say Enrolling students that they knew werent qualified for the programs, because they didnt have the right educational background, obviously werent going to be able to complete program requirements,, or something else, in order to get their student loan money.. While enrolling in classes, I told my advisor that math was a very difficult subject for me. If youre thinking it sounds too good to be true, then fear not, because as you read this, other former Kaplan students are getting their BDAR applications approved, and having their loans entirely forgiven. I couldnt even renew my license that i got to allow me to work in the state as an electrician. Hi,I entered Kaplan July2013,graduated in. If the school closed while you were still enrolled, or near to the time you were still enrolled, then you may qualify for a Closed School Loan Discharge. Hi after doing research on different universities that offer Master in Nursing and finally speaking with Kaplan guidance/financial aid counselors, I started the Kaplan Nursing Program in June of 2010, with the advertisement of high graduation rate, job placement, etc. Promising a 100% job placement rate is definitely the sort of thing that the Borrowers Defense to Repayment Program was created to stop schools from doing. The group accused the now-defunct school of inflating job-placement rates and using aggressive sales tactics to get people to enroll in its medical billing and medical assistant programs between 2009 and 2012. Feel free to leave your question in the comments section below and Ill get you an answer as quickly as possible. To stop paying the loan youd have to start looking into your options for having it discharged. They also reduced the amount of transfer credits after seeing how many credits I had to transfer in after I had already started coursework and applied for loans. Thats probably why you ended up owing much more than you thought you would. Heres my thinking either try to qualify for the Borrowers Defense to Repayment Program, or come up with a new strategy for dealing with the debt that youve racked up, which may require paying someone for help. . I had been out of work so was considering going back to school thinking a degree would help me at my age to become employable. Programs have now opened allowing students to find relief from their student loans obtained at these dishonest for-profit institutions. The school was accused and found guilty of illegal marketing activities. All of my transcripts do show the entire program containing classes that refer to HealthCare Management but I have a degree in Business Administration! These are real, legitimate loan forgiveness programs created by the Federal Government and designed to help former students of Kaplan University receive loan forgiveness. Im confused. That you were guaranteed to find one in your field of study? How Do I Find.? I cant prove i didt go to that school because they closed down in 2002 I believe. You've heard it before, but this time it's true if you are one of the 147,000 University of Phoenix students who will be receiving payments totaling more than $50 million as a result of the FTC's law enforcement action against the online school. The online school, in addition, requested and received federal tuition funds for its Medical Assistant program. After failing that course miserably, I was enrolled in what seemed like a preschool class compared to the previous course! Then about two years later I started getting billed. Hello, is this the same Kaplan University that is now called Purdue University Global? DES MOINES, Iowa (CN) - Attorneys general for 48 states and the District of Columbia settled potential consumer fraud claims against a for-profit college in a deal that includes $493.7 million in debt forgiveness for nearly 180,000 former students nationwide. Before Purdue University acquired Kaplan University, a handful of lawsuits were filed against it. Hi! And Parent Loans are slightly tricky. Lets take a look at how that process. If you have $100,000 forgiven, then the IRS would consider you as having made an extra $100,000 for the year that your debt was forgiven. I started at Kaplan, 2009, through their Advanced Start program for HealthCare Management Administration out of Cedar Rapids, IA. They said it was my outstanding balance after my loansfunny it took until it was time to give me my degree. If any of this sounds familiar to you, then you need to apply to the Borrowers Defense Against Repayment program because youre absolutely entitled to claim student loan forgiveness since your loans were created based on deception and lies. Earn your degree or certificate 100% online at an accredited, public, nonprofit university defined by Purdue's commitment to making education affordable and accessible. Prior enrolled students have multiple options available for student loan forgiveness. This will save a TON of money in the short-run, and long-run. I had only 30 credits left to graduate. Because if DeVos successfully cancels it by defunding it or changing the law, then your only hope for receiving the discharge will be to have your application submitted BEFORE its dismantled. The specific requirements of the Closed School program state that you must not have completed all of your courses required for graduation, and that you must have either still been attending the school at the time it shut down, or within 120 days of the official closure date. The final settlement, which must still withstand an appeal underway by the defense, would provide full relief including student loan forgiveness, payment refunds and credit repair to 200,000. I was also told their job placement rate was 99 percent. How long has that interest had to accumulate? 2018. In general, you don't need to do anything to "join" a class action. I had a payment of $100 but it was still a struggle to pay being a single woman. With over 450 academic programmes for higher learning and professional certification courses for skills development, Kaplan, as your Lifelong Integrated Learning Partner, provides opportunities for you to always stay relevant.. Thats the only option that I think youll have here, so Id pursue it. 2550 Northwestern Avenue Suite 1100 West Lafayette, IN 47906 (866) 522-7747 www.purdueglobal.edu *Previous names: Institution name changed from American Institute of Commerce to Quest College. I need to know where I might fit in here! Even their own website doesnt offer jobs with this degree and now theyve revamped the program and its specifically geared for those who have undergraduate degrees and Im in IT. Id pursue a Borrowers Defense to Repayment Discharge if I were you. When the deal was announced last year, Purdue's president said that critics of . Their group claim contained more than 2,700 pages of evidence from Massachusetts Attorney General Maura Healey chronicling aggressive recruiting tactics and falsified job rates, but the claim languished at the department for years. Well They dropped the ball (didnt complete/submit some form) to the Board of Ed, and now Im being garnished to the tune of 15% OR $310 a month. They said I would get a job in my field and have yet to find something. My response was well if I knew I wouldnt have to ask you. To get your loans forgiven you need to prove that something illegal was done AGAINST YOU personally. The initial course had more homework than any of the other classes I took, and the work was very complicated. Most locations always questioned whether it was legitimate. So, thats not a good reason for a BDAR discharge. Obviously, anyone struggling with student loan debt isnt going to have that kind of cash laying around, which is why I think we all need to be aware of the potential for what I call a student loan forgiveness taxpocalypse coming on the horizon. I feel they are trying to defraud me. Kaplan University Kaplan was one of the worst investigated by the GAO, with 69 percent of students in bachelor's degree programs withdrawing, and rising default rates. I was told we would always have continuing education with them. I stayed because I was paying and didnt want to pay for something I didnt finish. that Im sure they are going to take. Keyword: Adult Education. My question is could I get my loans forgiven? Told them from the start I probably wouldnt be able to finish, yet he continued to persuade me to do this, that I could do and go anywhere with my degree,hum. You can reach them at 1-888-906-3065. Finally, disbursements came through and they sent over my transcripts to a community college and I met with a counselor and was told that NONE of my credits can be transferred over, when I was told by Kaplans counselor that I would be able to. In 2007, a class-action lawsuit was settled for $30 million by Kaplan and BarBri, a company offering bar exam preparation. Did they change your grades to keep you enrolled, even though you should have been dropped for poor performance? Kaplan is still owned by Graham Holdings Company, a for-profit company traded on the NASDAQ under GHC. They also proceeded to never tell me when I moved that I needed to fill out a new form regarding clinicals and my new address later into the program, which caused them to send me to an impossible to get to location for clinicals and ultimately forcing me to change my major to medical transcription. For example, if a student earns a bachelor's degree in nutrition science from Kaplan, the university will provisionally accept the student in a related master's-degree program, usually . I, also paid for an official transcript in 2017 and never received one. I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. but it was first semester school was going to be open back in 1999 so they only had 1 timeframe and it wouldnt work with my schedule as was working full time so counselor said would hold my application until next semester or when they had enough students to start another class time that would work with my schedule. And this program is actually the better option for receiving forgiveness benefits because even though its harder to qualify for them, its much easier to actually receive them. Youre going to need to provide much more detail in your BDAR application. Both schools promised work right after graduation, and I was not successful. (2000) Institution name changed from Quest College to Kaplan College. I guess the only good thing is that I . However, their initial accreditation did not occur until 2 years into the program. I filled out application, etc. Hi Tim I came across your great article while looking at going back to school for something I can actually use. [4] March 24, 2021. So, assuming that you qualify for both programs, I would choose the Closed School program simply because it provides a quicker resolution. She didnt seem to really care, and enrolled me in a college algebra course. Former Corinthian Colleges students in Massachusetts won a case against the Education Department and had their federal student loans canceled after six years of fighting for relief. Do you think I qualify for either of the above programs. I was told there was 100% job placement and that my financial aid would cover the entire amount of the program. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. Education Secretary Miguel Cardona has approved $2 billion in discharges for 105,000 borrowers to date, but a lawsuit filed Monday says the agency could do more and much faster. They defrauded the US government by $4 billion. This bolsters the conclusion that the Southern District is a locus of operative facts. I got stuck with a very bad loan debt agency called Credit Adjustments INC and I have no idea what to do anymore. I know they didnt give 2 shits about our academics only the money. Borrowers Defense? In the lawsuit against Kaplan University, several serious accusations were made, and the school was found to have been guilty of the following illegal marketing activities: But probably the worst thing that Kaplan did was falsifying legal documents so that their substandard academic programs would be accredited, which flies in the face of the entire accreditation process, and makes Kaplan one of the worst actors in a very bad industry (for-profit schools). In 2017 $6,000. If you attended Kaplan University, call (800) 659-4099 to see if you qualify for student loan forgiveness. In fact, I think this is going to create such a big problem for so many people that Ive set up a new website called Forget Tax Debt to offer IRS tax-related advice, just like I do here for student loans. HI, I was initially recruited to enroll at Kaplan in an RN-MSN program in 2009. This was a HUGE demotion! At the end of the semester, they proceeded to start expulsion proceedings, which I had to argue with them over because the classes I had failed (on their recommendation) were not part of my major. ApplyCollege.org. Im pretty sure that she wont qualify for any of the programs Ive outlined here, as almost all of the forgiveness and discharge programs only apply to Federal debt. In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. Some people are waiting OVER two years just to get a single response at all, letting them know that the application has been received NOT whether or not its been approved. In fact, within the class action lawsuit against Kaplan University, we found out that they were involved in enrolling unqualified students, changing grades, and even falsifying legal documents so that their substandard programs would receive accreditation. However, I would be happy to answer any questions you might have about either of these programs, or about student loan forgiveness in general. Im not a representative of the US government. Read my full post on the topic, it includes details of the specific things that make you eligible for a discharge. I would also consider getting in touch with the Student Loan Ombudsman Group to ask them what they think is going on. How do I find out about if I am eligible for options for students that attended Kaplan Univerisity? But that was not what they told me when i enrolled in that school. It went from 4ok to now 79k each time they would tell me there investigating to enrolling me me because you charged me 79k and I dont even have a diploma degree or anything to show for it.